As a consequence getting your roof covered by a home warranty that covers roof leaks is always a good idea.
Is roof covered by home warranty.
In addition to protecting these items a home warranty covers optional items like swimming pools well pumps and roofs.
Your home s roof is one of the most important features of your home.
That s the good news.
In any climate or state hot or cold a roof leak can occur at any time.
While there are some home warranty companies that cover roof leaks this type of coverage is usually optional or listed as an add on that you must pay extra for when you sign up for a policy.
However the typical builder warranty lasts six months to two years with some lasting up to 10 years for major structural defects like an unsafe roof.
However this type of warranty only protects you against defects in the roofing materials themselves causing them to break down or fail before they should.
The most common kind of roof warranty is a shingle warranty or manufacturer s warranty which may cover you for 20 to 50 years.
With choice home warranty s optional coverage home owners will be covered for repair of roof leaks regardless of the actual cost of repair.
Home warranties do not cover a full replacement of your roof.
While there are differences in warranties.
This is because the problems caused by roof damage can lead to other more serious structural issues which are far more expensive to fix than a few shingles.
Your home warranty contract will cover repairs due to leaks.
But usually you re covered only if the damage or.
Be sure to document the damage as soon as you notice it such as after a storm or when first noticing your leak.
Roof replacement may be handled by your home insurance coverage.
A home warranty from 2 10 home buyers warranty 2 10 hbw can cover your roof as an added option.
A typical all perils homeowners insurance policy does cover your roof and the cost of replacing it if it gets damaged.